Disclaimer
Last updated: 31 July 2026
Not professional advice
Moving Tax provides educational information about UK property transaction tax (SDLT in England and Northern Ireland, LBTT in Scotland, LTT in Wales) using official HMRC, Revenue Scotland and Welsh Revenue Authority sources. This is not professional tax, legal or financial advice.
For complex property transactions, consult a qualified solicitor or tax adviser. Complex scenarios include:
- Non-UK residents buying property (a separate 2% surcharge applies in England and Northern Ireland, on top of any other surcharge)
- Company purchases (higher 15-17% SDLT rates may apply)
- Mixed-use or commercial property
- Multiple dwellings in one transaction
- Trusts, estates, or inheritance planning
Calculator accuracy
Our calculator uses official rates verified on 31 July 2026 against gov.uk, Revenue Scotland and the Welsh Revenue Authority. We recheck rates periodically and update this date when we do, but we cannot guarantee real-time accuracy if a Budget or fiscal event changes rates between our checks. For a transaction you are relying on, cross-check the result against the official HMRC SDLT calculator or your solicitor.
The calculator covers standard residential purchases only. It does not account for:
- Shared ownership staircasing
- Non-residential or mixed-use property
- Companies or trusts as buyers
- The non-UK resident surcharge (an additional 2% in England and Northern Ireland, since April 2021)
Always verify the final calculation with your solicitor before completion.
AI-researched content
Articles on Moving Tax are AI-researched and human-reviewed. All factual claims cite primary sources (HMRC, Revenue Scotland, Welsh Revenue Authority, gov.uk guidance). If you spot an error, email hello@movingtax.co.uk with a link to the official source showing the correction needed.
No liability
Moving Tax and its operators accept no liability for decisions made based on information on this site. Property transaction tax law is complex and fact-specific. Relying solely on a calculator or guide without professional advice is at your own risk.